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Terms of Use

Last Updated: September 19, 2026

1. Acceptance of Terms

By accessing or using the payment gateway, escrow infrastructure, and APIs provided by Q4I Limited, you agree to be bound by these Terms of Use. If you do not agree, do not use our services.

2. Service Description

Q4I Limited provides a secure financial infrastructure bridging corporate merchants and social commerce vendors. Our services include automated escrow, virtual accounts, and real-time ledger management. We hold funds securely pending the fulfillment of transactional conditions between buyers and sellers.

3. User Obligations

As a registered merchant or vendor, you agree to provide accurate KYC/KYB documentation. You are strictly prohibited from using our platform for illicit activities, unauthorized hardware tampering, or processing restricted goods.

4. Escrow and Settlements

Funds collected via dynamic virtual accounts or payment links are subject to verification protocols. Settlements to designated bank accounts will occur according to your specific SLA and risk profile.

Legal Disclaimer

This is a placeholder document. The comprehensive Terms of Use is currently being finalized by our legal counsel and will be updated shortly.